ACA Health Insurance Marketplace open enrollment

Open Enrollment for the Affordable Care Act (ACA) Health Insurance Marketplace runs from Nov. 1 through Jan. 15, 2022, allowing Illinoisans an additional month to enroll. For the 2022 plan year, the number of health insurance carriers on the ACA Marketplace is increasing again.

There are 11 carriers for plan year 2022, up from eight in plan year 2021, and five in plan year 2020.  This year, IDOI welcomes three new health insurance carriers: Molina Healthcare of Illinois, Inc., Oscar Health Plan, and UnitedHealthcare of Illinois, Inc.

Most Illinois consumers will have more plans to choose from than in the previous year and more than one carrier to pick from. Health insurance rates continue to trend downward this year, with an average 3 percent decrease in premiums statewide for the second lowest-cost Silver benchmark plans. Also, rate decreases for lowest-cost Gold plans are available this year in many more counties across the state.

“When Illinois consumers purchase health plans through the ACA Marketplace, they can be assured that the plans cover pre-existing conditions and offer free preventive care services,” said Laura Pellikan, Executive Director for Get Covered Illinois. “At Getcoveredillinois.gov, we can connect you to local assisters in your area who can help walk you through the enrollment process. You can also click on the Shop and Enroll button to answer three questions that will help us direct you to either the ACA Marketplace or Medicaid.”

More than 291,000 Illinoisans enrolled in ACA Marketplace health insurance plans during open enrollment last year, and 54,432 more purchased plans during the Special Enrollment Period in Response to COVID-19. 

Get Covered Illinois (GCI), a division of the Illinois Department of Insurance, is the official health marketplace or "exchange" for Illinois consumers to purchase quality, affordable health insurance, facilitated by the federal government through the ACA Marketplace.